

Your peace of mind is behind everything we do. That's why we built Affinity Checking, with three options that fit your lifestyle, where you are and wherever you're going. Get all the essentials you expect, plus benefits that grow along with our relationship. Our advisors will help you find the account that works best and personally follow up to ensure you're happy. Just another way we're helping increase the value of you.

Financial confidence starts with a checking account that lets you be you. Affinity Checking lets you enjoy the flexibility of no monthly service charges and no minimum balance requirements, plus the convenience of free ATMs at popular stores, all backed by Northwest's award-winning team.

The interest-bearing Affinity Plus account includes all the essential benefits of Affinity Checking, plus even more perks, like special Money Market rates, combined with the personalized Northwest service you expect.

Affinity Premier Checking lets you take advantage of our highest interest and Money Market rates with added benefits like ATM fee reimbursement and free checks, because we put our effort into making your checking experience feel effortless.

Based on your answers, we recommend: Student Checking Account.
Based on your answers, we recommend: Affinity Checking Account
Based on your answers, we recommend: Affinity Plus Checking Account.
Based on your answers, we recommend: Affinity Premier Checking Account.
Compare our accounts side by side and see which one fits best.
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Apply Now | Apply Now | Apply Now | |
Minimum Deposit to Open |
$25 |
$25 |
$25 |
Monthly Service Charge |
$0 |
$15Can be avoided with a $5,000 average daily balance or $15,000 deposit relationship balance* |
$25Can be avoided with a $15,000 average daily balance or $50,000 deposit relationship balance* |
Interest Bearing |
_ |
Requires a minimum $1,500 average daily balance to earn interest |
Requires a minimum $1,500 average daily balance to earn interest |
Fee When Using Non-Northwest or Non-Allpoint ATMs |
$2 |
$0 |
$0 |
Reimbursement of ATM Fees Charged by Other Financial Institutions or ATM Owners |
_ |
_ |
Up to $10 per calendar month |
Higher Affinity Money Market Rates |
_ |
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Free Check Orders |
_ |
Free first order of specialty checks or 50% off first order of other styles*** |
Free specialty checks or 50% off other styles |
Statements |
Free electronic statements If you choose to receive paper statements, a $3 paper statement fee applies |
Free electronic statements If you choose to receive paper statements, a $3 paper statement fee applies |
Free paper or electronic statements |
Overdraft Protection |
No annual fee for linked account A $10 per transfer fee applies |
No annual fee for linked account A $10 per transfer fee applies |
No annual fee for linked account A $10 per transfer fee applies |
Other Features |
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Free check images |
Free check images Free cashier's checks Free money orders |
Account Fee Schedules |
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Apply Now | |
Minimum Deposit to Open | $25 |
Monthly Service Charge | $0 |
Interest Bearing | _ |
Fee When Using Non-Northwest or Non-Allpoint ATMs | $2 |
Reimbursement of ATM Fees Charged by Other Financial Institutions or ATM Owners | _ |
Higher Affinity Money Market Rates | _ |
Free Check Orders | _ |
Statements | Free electronic statements If you choose to receive paper statements, a $3 paper statement fee applies |
Overdraft Protection | No annual fee for linked account A $10 per transfer fee applies |
Other Features |
|
Account Fee Schedules |
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|
Apply Now | |
Minimum Deposit to Open | $25 |
Monthly Service Charge | $15Can be avoided with a $5,000 average daily balance or $15,000 deposit relationship balance* |
Interest Bearing | Requires a minimum $1,500 average daily balance to earn interest |
Fee When Using Non-Northwest or Non-Allpoint ATMs | $0 |
Reimbursement of ATM Fees Charged by Other Financial Institutions or ATM Owners | _ |
Higher Affinity Money Market Rates | |
Free Check Orders | Free first order of specialty checks or 50% off first order of other styles*** |
Statements | Free electronic statements If you choose to receive paper statements, a $3 paper statement fee applies |
Overdraft Protection | No annual fee for linked account A $10 per transfer fee applies |
Other Features | Free check images |
Account Fee Schedules |
![]() |
|
Apply Now | |
Minimum Deposit to Open | $25 |
Monthly Service Charge | $25Can be avoided with a $15,000 average daily balance or $50,000 deposit relationship balance* |
Interest Bearing | Requires a minimum $1,500 average daily balance to earn interest |
Fee When Using Non-Northwest or Non-Allpoint ATMs | $0 |
Reimbursement of ATM Fees Charged by Other Financial Institutions or ATM Owners | Up to $10 per calendar month |
Higher Affinity Money Market Rates | |
Free Check Orders | Free specialty checks or 50% off other styles |
Statements | Free paper or electronic statements |
Overdraft Protection | No annual fee for linked account A $10 per transfer fee applies |
Other Features | Free check images Free cashier's checks Free money orders |
Account Fee Schedules |
*The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The deposit relationship balance is calculated by adding the current balances in all Northwest Bank deposit accounts as of the close of your statement cycle for this checking account. Accounts used to calculate your deposit relationship balance include all Northwest checking, savings, money market, certificate of deposit, and individual retirement accounts owned by at least one of the owners listed on this checking account. Only personal accounts that are either solely owned, jointly owned, or account trustees, will qualify for relationship balances. Holds placed on deposits according to our Funds Availability Policy Disclosure do not reduce your current balance for deposit relationship balance calculation. Any account used in the calculation of your deposit relationship balance may be subject to its own service charge and must still meet the requirements disclosed for waiving the service charge specific to that account as applicable. ***The offer of free first order of specialty checks of 50% off first order of other style checks for Affinity Plus is for new accounts only, not for existing customers migrating to this account.
Are you a student?

All the great features you expect to fit your life on and off campus. Learn more about our Student Checking Account here.
**All Northwest accounts, whether individually or jointly held, must be enrolled in eStatements to receive the $10 bonus. Bonus will be deposited into a checking or savings account on which you are listed as an account owner within 30 days of last eStatements enrollment. Not available for business accounts. See bank for details.