Our suite of Affinity checking products is designed with your financial journey in mind. So as you deepen your relationships with us and move through our checking accounts, you’ll receive additional account benefits—like fewer fees and higher money market rates.
With Affinity Checking, you get everything you need in a checking account-- including 24/7 access through Northwest online and mobile banking and more than 55,000 free ATMs worldwide—with no monthly service charges or minimum balance requirement.
With Affinity Plus Checking, you get everything you need in an interest checking account—and more—including a competitive rate, no fees from Northwest for using non-Northwest ATMs, 24/7 access through Northwest online and mobile banking and more than 55,000 free ATMs worldwide.
With Affinity Premier Checking, you get everything you need in an interest checking account—and much more—including a competitive rate, no fees from Northwest for using non-Northwest ATMs, up to $10 in ATM surcharge reimbursements, free electronic or paper statements, free checks, 24/7 access through Northwest online and mobile banking and much more.
balances be? Based on your answers, we recommend: Student Checking Account.
Based on your answeres, we recommend: Affinity Checking Account
Based on your answers, we recommend: Affinity Plus Checking Account.
Based on your answers, we recommend: Affinity Premier Checking Account.
Compare our accounts side-by-side and see which one fits best.
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| Account Opening and Usage | |||
| Minimum Deposit to Open |
$25 |
$25 |
$25 |
| Monthly Service Charge |
$0 |
$15Can be avoided with a $5,000 average daily balance or $15,000 deposit relationship balance* |
$25Can be avoided with a $15,000 average daily balance or $50,000 deposit relationship balance* |
| Interest Bearing |
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Requires a minimum $1,500 average daily balance to earn interest |
Requires a minimum of $1,500 average daily balance to earn interest |
| Statements |
Free electronic statements If you choose to receive paper statements, a $3 paper statement fee applies |
Free electronic statements If you choose to receive paper statements, a $3 paper statement fee applies |
Free paper or electronic statements |
| Account Fee Schedules | |||
| ATMs | |||
| Fee to use non-Northwest or non-Allpoint ATMs |
$2 |
$0 |
$0 |
| Reimbursement of ATM fees charged by other financial institutions or ATM owners |
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Up to $10 per calendar month |
| Other Features | |||
| Higher Affinity Money Market Rates |
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| Free Checks |
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Free first order of specialty checks OR 50% off first order of other styles*** |
Free specialty checks OR 50% off other styles |
| Overdraft Protection |
No annual fee for linked account A $10 per transfer fee applies |
No annual fee for linked account A $10 per transfer fee applies |
No annual fee for linked account A $10 per transfer fee applies |
| Other Features |
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Free check images |
Free check images Free cashier's checks Free money orders |
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| Account Opening and Usage | |
| Minimum Deposit to Open | $25 |
| Monthly Service Charge | $0 |
| Interest Bearing |
|
| Statements | Free electronic statements If you choose to receive paper statements, a $3 paper statement fee applies |
| Account Fee Schedules | |
| ATMs | |
| Fee to use non-Northwest or non-Allpoint ATMs | $2 |
| Reimbursement of ATM fees charged by other financial institutions or ATM owners |
|
| Other Features | |
| Higher Affinity Money Market Rates |
|
| Free Checks |
|
| Overdraft Protection | No annual fee for linked account A $10 per transfer fee applies |
| Other Features |
|
|
|
| Account Opening and Usage | |
| Minimum Deposit to Open | $25 |
| Monthly Service Charge | $15Can be avoided with a $5,000 average daily balance or $15,000 deposit relationship balance* |
| Interest Bearing |
Requires a minimum $1,500 average daily balance to earn interest |
| Statements | Free electronic statements If you choose to receive paper statements, a $3 paper statement fee applies |
| Account Fee Schedules | |
| ATMs | |
| Fee to use non-Northwest or non-Allpoint ATMs | $0 |
| Reimbursement of ATM fees charged by other financial institutions or ATM owners |
|
| Other Features | |
| Higher Affinity Money Market Rates |
|
| Free Checks |
Free first order of specialty checks OR 50% off first order of other styles*** |
| Overdraft Protection | No annual fee for linked account A $10 per transfer fee applies |
| Other Features | Free check images |
|
|
| Account Opening and Usage | |
| Minimum Deposit to Open | $25 |
| Monthly Service Charge | $25Can be avoided with a $15,000 average daily balance or $50,000 deposit relationship balance* |
| Interest Bearing |
Requires a minimum of $1,500 average daily balance to earn interest |
| Statements | Free paper or electronic statements |
| Account Fee Schedules | |
| ATMs | |
| Fee to use non-Northwest or non-Allpoint ATMs | $0 |
| Reimbursement of ATM fees charged by other financial institutions or ATM owners |
Up to $10 per calendar month |
| Other Features | |
| Higher Affinity Money Market Rates |
|
| Free Checks |
Free specialty checks OR 50% off other styles |
| Overdraft Protection | No annual fee for linked account A $10 per transfer fee applies |
| Other Features | Free check images Free cashier's checks Free money orders |
FREE WITH ALL THREE ACCOUNTS
Northwest Visa Debit Card
Featuring debit alerts, mobile pay and Visa Checkout
Online and Mobile Banking
Featuring Bill Pay, Popmoney, alerts, Money Desktop, fraud prevention software, Cardswap and more
55,000+ free ATMs worldwide
At popular retailers like Target, Rite Aid, CVS, Walgreens and Wegman's--find them at www.allpointnetwork.com or download the Allpoint app
Deposit-accepting ATMS
At most Northwest locations
*The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The deposit relationship balance is calculated by adding the current balances in all Northwest Bank deposit accounts as of the close of your statement cycle for this checking account. Accounts used to calculate your deposit relationship balance include all Northwest checking, savings, money market, certificate of deposit, and individual retirement accounts owned by at least one of the owners listed on this checking account. Only personal accounts that are either solely owned, jointly owned, or account trustees, will qualify for relationship balances. Holds placed on deposits according to our Funds Availability Policy Disclosure do not reduce your current balance for deposit relationship balance calculation. Any account used in the calculation of your deposit relationship balance may be subject to its own service charge and must still meet the requirements disclosed for waiving the service charge specific to that account as applicable. ***The offer of free first order of specialty checks of 50% off first order of other style checks for Affinity Plus is for new accounts only, not for existing customers migrating to this account.
Are you a student?
All the great features you expect to fit your life on and off campus. Learn more about our Student Checking Account here.
**All Northwest accounts, whether individually or jointly held, must be enrolled in eStatements to receive the $10 bonus. Bonus will be deposited into a checking or savings account on which you are listed as an account owner within 30 days of last eStatements enrollment. Not available for business accounts. See bank for details.