Mortgage Loans

couple sitting on stairs in their new home

Ready to turn that house into a home? We make it easy.
Whether you’re ready to jump in or don’t know where to start, we’re by your side every step of the way.

Find the right mortgage fit for you below.

Traditional Mortgages

Whether you're looking to purchase or refinance, we have an option for you. 

Conventional Loan Program

Fixed-rate and adjustable-rate mortgagess available, featuring competitive pricing and personalized service. Whether you’re looking to purchase a new home or refinance, your Northwest Home Loan team is ready to help.

Northwest Plus Loan Program

This program is tailored to customers who may not qualify for a conventional loan, but are otherwise creditworthy. Whether it’s a unique property, excessive acreage or challenges with documentation, our Home Loan experts are available to help you accomplish your goals.

Jumbo Loan Program

Looking to borrow more than $484,350? Instead of multiple mortgages, a jumbo loan may be the right fit.

Bridge Loan Program

If you’re purchasing or building a new home and would like to use the equity in your current property to help with down payment and closing costs, our Bridge Loan Program could be the perfect option.

USDA & VA Mortgages

We’ve partnered with the United States Department of Agriculture (USDA) and Veteran’s Affairs (VA) to offer mortgages with minimal down payments and competitive rates to qualifying borrowers.

USDA Rural Development Program

The United States Department of Agriculture (USDA) offers home loans for borrowers living in rural areas. With no down payment required and qualifying credit scores as low as 640, this could be the program to help you find a little space of your own.

VA Loan Program

We want to thank our veterans for their service. The Veterans Administration (VA) has created a loan program which offers 100% financing, flexible credit requirements and no income restrictions.

Northwest Specialty Mortgages

At Northwest, we understand that not everyone fits in the same box. That’s why we’ve developed a number of special loan programs to meet the needs of certain groups, like physicians, heroes and first time homebuyers.

First Time Homebuyers, Heroes and Affordable Home Program

A unique loan program created to meet the needs of first time homebuyers, heroes or borrowers who meet certain income restrictions. This is our Hometown suite of products, designed specifically for the communities we serve.

Physician's Loan Program

We want to take care of the people who help take care of us. To say thanks, we’ve created a loan program available to physicians and residents with certain medical designations.

Construction Mortgages

Whether you’re planning to build your dream home from the ground up, or you’re purchasing a home in need of major renovations, our construction mortgages can help.

Construction Loan Program

If you’re ready to build the home of your dreams, our construction loan experts are here to assist you every step of the way. Our program offers a one-time closing, saving you money and allowing you to lock in your rate at the time of application.

Land Loan Program

If you’re planning to build in the future and are looking to purchase the land now, this program may be the first step in making your dream home a reality.



We want to help you avoid foreclosure.

Sometimes, life throws you something unexpected. If you're a Northwest customer having problems paying your mortgage due to reduce income or financial hardships, you may qualify for one or more of the programs we offer. Give us a call at 888-884-4626 for more information.

If your loan is a Freddie Mac or Fannie Mae loan, click here. If you are unsure if it's a Freddie or Fannie loan, please call us at 800-789-8075 or email